Let Us Make It As Simple As 1-2-3

If at any time you have a question or if would like to speak to one of our retirement plan professionals, please call us toll free at 1.888.689.5530 ext. 235.

Upon receipt of the following information, we would be pleased to provide you with a services proposal including a quote for your new 401k Plan.


FIRST: Tell Us About You And Your Organization.

First Name:
Last Name:
Telephone Number:
Email Address:
Full Legal Name of Employer who will sponsor this 401(k) Plan:
Number of Employees:
Address Street:
Address Street 2:
Address City:
Address State:
Address Zip:
Is your organization a for-profit company or a not-for-profit organization?   For Profit
  Not For Profit
Are You The Final Decision Maker Regarding The Implementation Of This 401(k) Plan?   Yes
If you are not the final decision maker, who will make the final decision, or under what process will your organization make this decision?

SECOND: Let’s Talk About What You Would Like To Accomplish With Your 401(k) Plan.

NOTE: The plan requirements and elections that you will have to choose from in this section are general in nature and typically the most common utilized by most plan sponsors. Since the actual requirements and elections that are available to you could be more extensive than those actually shown in this format, when we review your plan design submission we will provide additional counsel to you if we find that a more extensive election will better serve your specific needs.
Who Wants The 401(k) Plan The Most?
What Age Requirements, If Any, Do You Want For Participants Entering Your 401(k) Plan?
When Do You Want Employees To Be Able To Join And Begin Contributing To Your 401(k) Plan?
Waiting Period Comments:
Do You Want To Make An Employer Match Contribution To Your 401(k) Plan?
Our Organization Wishes To Match:
…of the pay that our employees contribute: Example: If the formula is “50% of the first 6% of pay”, an employee who contributes 10% of pay will receive a 3% match from the employer [50% of 6%]. Accordingly, your employee will experience a combined total employee/employer contribution of 13% of pay into his/her account.
If You Have Chosen To Provide your Employees With An Employer Match, Do You Want To Use A Vesting Schedule Or Vest 100% Of The Employer Match Contributions Upon A Participant’s Entry Into Your Plan?
If You Choose A Vesting Schedule, Please Decide How You Would Like To Structure That Vesting Schedule.
Vesting Schedule Choices [Check One]
Immediate Investing 100% 100% 100% 100% 100% 100%
Vest 25% Per Year 25% 50% 75% 100% 100% 100%
Vest 20% Per Year 20% 40% 60% 80% 100% 100%
“2/20″ Vest Starting 20%
in 2nd Year
0% 20% 40% 60% 80% 100%
“3 Year Cliff” Vest
in 3rd Year
0% 0% 100% 100% 100% 100%
Do You Want An Employee’s Years Of Service Prior To The Start Of This 401k Plan To Be Counted For Calculating Vesting?
Do You Want Employees To Have Access To Assets In Their Accounts For The Purposes of Personal Loans Or Hardship Withdrawals? Which Should Be Allowed?

THIRD: We’re Almost Done…

You may decide specifically how the plan’s expenses are to be paid, either all or part by the employer or all or part by the employees. There are three areas of administration expenses to consider basically: (1) Plan compliance administration; (2) Plan Recordkeeping expenses, and (3) the plan’s asset based investment services expenses. Typically, we see that employers prefer to pay the compliance administration and plan recordkeeping expenses; and since the investment expenses are asset based, have the employees pay the investment services expenses out of their individual accounts.
How Would You Like The Plan’s Expenses Paid?   Employer Pays Administrative & Record Keeping Expenses With Employees Paying Investment Expenses
  Employer Pays All Expenses
  Employee Pays All Expenses
Has Your Organization Budgeted For your Plan’s Expenses?   Yes
If You Have Budgeted For Your Plan’s Expenses, How Much Have You Budgeted? Please explain:
How Would You Like To Make Your Plan’s Investment Choices?   We Will Form An “In-House” Investment Committee That Will Choose Our Plan’s Investments, WITHOUT The Assistance Of A Third Party Independent Investment Advisor
  We Will Form An “In-House” Investment Committee That Will Choose Our Plan’s Investments, WITH The Assistance Of A Third Party Independent Investment Advisor
  We Will Work With Our Current Investment Advisor
When Would You Like To Establish Your New 401(k) Plan?
Questions or Additional Comments:
After receiving the above information we will prepare a full proposal for you and get back to you with the answers to your questions. We will also provide you with any suggestions or counsel that we may have concerning your new plan. Of course there is no cost to you for our proposal or for our advice.Thank you for granting us the opportunity to compete for your business.